Friday, November 12, 2010

Are you opting for a High Deductible Health Plan?

According to the LA Times November 2010-
Rising costs lead to a nearly threefold increase in the number of workers covered by the policies since 2006.
Health experts worry about consumers who forgo preventive care. Is this you?
Looking to save money in a weak economy, Americans increasingly are turning to health insurance plans with low premiums and high deductibles — prompting doctors and health experts to worry that consumers may be skipping routine care that could head off serious ailments. Nationally, the number of workers with individual deductibles of at least $1,000 has nearly tripled over the last four years, reaching about 20 million, according to a recent survey of employers. Some have pushed their deductibles as high as $10,000, and, to keep medical bills low, are forgoing colonoscopies, blood tests and other preventive procedures.
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